Performance Evaluation of Karimnagar and Warangal District Co-Operative Central Bank in Telangana - A Case Study

Abstract

A co operative bank is one which performs the functions of borrowing, lending, agency and general utility on a co-operative basis. The bank should must have co-operative character and must deal in credit, which satisfies all the requirements of an ideal credit. The co-operative central banks started to develop agricultural and rural development. For this the DCCBs finance the primary societies for agricultural purposes, attract the local deposits, develop banking facilities in rural areas, supervise and management of the affiliated societies.The Co-operative central bank which is a part of the three tier credit system occupies a strategic place. The central co-operative bank acts as a balancing center to its member societies especially primary agricultural credit societies.The present paper deals with the evaluation of financial performance of Karimnagar and Warangal District co-operative central banks using by CAMEL frame work.