A Study of the Financial Performance of Selected Public Sector and Private Sector Bank through: CAMEL Model

Abstract

Bank is a financial intermediary that accepts money for deposits and lend money to the people   for expenditure and investment purpose and an institution providing the services of transferring money from abundance to scarceness and generating income. Therefore, present study has been conducted to know the financial performance and health of selected private sector banks  and public sector banks through CAMEL model. In India, several private banks operating but present study only limited to top 5 private banks i.e. ICICI Bank, Axis Bank, HDFC Bank, Yes Bank and Kotak Mahindra Bank and five public sector banks SBI, PNB, IDBI, Bank of India, Oriental Bank of Commerce . Time period for study is taken from financial year 2012-13 to 2016-17. Data collected for study purpose is purely secondary in nature and collected manly from annual report of banks, journals, thesis, published documents and relevant websites.