NPAs Implication on Banking Sector or Economy

Abstract

We cannot predict about the customers perception about the loan repayment. Out of majority and big defaulters are escape from the recovery and innocent guarantor some time trap in this incident or bank may lost its assets. Therefore now there are various techniques developed by the defaulters. At the time of application their intention may be doubtful. Sometime internal employee also involved in this activity. This study focused on impact of NPA on national economy and recommendation of regulatory norms.