The Role of E-Banking and Commercial Bank in India – Case Study

Abstract

The perceive became significant due to the multiplied adoption of the digital bankingwhich has redefined the banking provider both in India and across the world. Electronic banking turned into proxiedby means of value of Point-of-Sale transactions whilst business banking overall performance turned into proxied through customers’deposits. Engle-Granger cointegration version was used to research records for the pattern period January 2009in December 2013. The results show that POS isn't always cointegrated with both the financial savings and time depositsbut are cointegrated with demand deposits. It is usually recommended that the financial authorities andcommercial banks should embark on an all-inclusive enlightenment marketing campaign for the banking public on theblessings, comfort, and importance of adopting e-banking channels in finishing their transactions.